BMW Financial Services offers a range of finance and insurance solutions that give you the flexibility to find a solution that works best for you. BMW Financial Services offers you a choice of car finance options, whether you want the option to own the car at the end of the agreement or just lease it.
This is our most popular car finance product which allows you to keep your options open, so you can decide what you want to do with your BMW when your finance ends. Prefer the idea of just hiring a BMW? BMW Contract Hire could be the solution for you. Finance is subject to status and available to over 18s in the UK only.
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Guarantees and indemnities may be required. To finance your purchase we may introduce you to a limited number of lenders. Click on the product tiles for further information. View our deals below to find the perfect PCP car, or else contact us on or email info hippoleasing.
Read More. PCP or Personal Contract Purchase is a type of personal car leasing and is one of the most popular ways of buying a car.
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A PCP leasing agreement is simple and offers great flexibility to the customer. You choose a car, pay the deposit if you have one, agree on a monthly payment and drive away.
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A personal contract purchase can be thought of as a long-term rental, allowing you to use the car until the contract ends. PCP car leasing works by allowing customers to spread the cost of a car over a long period, typically between two and five years, but without ever owning the car outright. Sometimes a deposit is also required, though no deposit deals can also be found. The monthly payments with a PCP plan do not contribute to the cost of the vehicle, rather they cover the depreciation of the vehicle over the lease length.
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This simply means you will be repaying the difference between what the car is worth at the start of the lease and what the dealer thinks it will be worth at the end of the lease the Guaranteed Minimum Future Value. Once the monthly payments of your fixed term have been completed, your options will be to:.
Find out how leasing works in our simple guide. See our latest PCP lease deals to find the right car for you. There are three key things to be aware of when entering a personal contract purchase agreement —. Read our car leasing FAQs guide to find out more on common leasing questions and answers. Depending on your circumstances and personal needs, personal contract purchase can be a great solution when buying a car.
If you want the flexibility to change your car every 2 or 3 years, and like the idea of a hassle-free arrangement, PCP can be an ideal solution.
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You simply need to be aware of restrictions like mileage limits and wear and tear damage, as these can incur additional costs. Check out our personal contract purchase lease deals to find the right car for you, or contact us today for help. If the sensors In December , the new driving test was introduced by the DVSA to increase driver safety and the quality of training, Fuelled with adrenaline, two members of the Hippo team took part in some textbook off-road challenges at the Mitsubishi It was recently reported that a record number of learners have been caught cheating on their driving tests — cases i Select A Model.
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More Options. Please switch to a different browser e. Chrome , Firefox or Safari. BMW Select, our Personal Contract Purchase product, is our most popular car finance product for both new and used cars. This may give you the flexibility to add more options to your car, or evenupgrade to a higher specification model, all within your budget.
Or you can simply pay less a month for thecar you want, compared to Hire Purchase, our alternative product offering vehicle ownership at the end of the agreement although the total amount payable for ownership may be higher.
Whether you have a monthly payment or particular deposit in mind, we can tailor a repaymentplan to suit your budget and lifestyle. Depending on what the actual market value is when you come to change your car next time, you havethe flexibility to select from one of the following options:. In both the first two options, if the value of your car is more than what we predicted for you in the Guaranteed Future Value MFV, you get the benefit.